Come to your St. Augustine Toyota dealer finance center for your automotive needs. At Beaver Toyota St. Augustine, we offer new and used car financing services and much more. Our experts can help you decide whether buying or leasing is right for you in Jacksonville, and we can go over interest rates, price changes, new offers, and more to ensure you’re getting the best deal possible.

We’ll also help break down coverage options with you, like Gap Insurance, the Term Care Select Plan, and more. On our website you can find out your potential monthly payments using our payment calculator, and if you are looking to trade in your current ride in Palm Coast, use our trade value estimation tool!

 Finance at a Dealership

Why Finance at a Dealership?

  1. It simplifies the whole car buying process.
  2. Loans from dealerships tend to be approved quickly.
  3. You may be able to get a loan and drive your new car home on the same day.
  4. Many dealers offer discounted interest rate options for certain vehicles.
  5. We're willing to work with you to get the best interest rate possible.
  6. Dealers may have access to multiple banks, allowing them to shop around for low rates.

How Many Years Can You Finance a Car?

Most auto loans are not longer than 60 months (5 years), but there are some long-term loans offered for 72 and 84 months. However, there are a few things to be aware of with these long-term loans:

  • PRO: Lower monthly payments for more immediate savings
  • CON: Interest rates tend to increase for loans over 60 months
  • CON: It’s hard to predict what your needs will be in 6 or 7 years
  • CON: Vehicles get more expensive to repair over time

If you are in Palatka looking for an alternative to the higher monthly payments of 60-month loans, there a few options to consider, like a Toyota lease, or making a large down payment on a long-term loan.

CAMRY 2019

Come to Beaver Toyota St. Augustine For Your Next Purchase

If you have any further questions about our Toyota financial services, Toyota vehicles, or advantages like the ToyotaCare No Cost Maintenance Plan, don’t hesitate to contact us at Beaver Toyota St. Augustine!

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Beaver Toyota St. Augustine
Beaver Toyota St. Augustine
2995 US Highway 1 S
St. Augustine, FL, 32086 USA
Beaver Toyota St. Augustine 29.8389318, -81.32452610000001.